Salary & Income

Salary Deduction Calculator Pakistan (EOBI + Tax)

Calculate all deductions from your monthly salary — income tax, EOBI, and provident fund — to see your actual net take-home pay.

Written by Calculator Pakistan - Free Online Calculators Team Last Updated: 25 October 2026
Enter 0 if no PF deduction.

Introduction

Your gross salary is not what you actually receive. After income tax, EOBI, and provident fund deductions, your net take-home can be significantly lower. This calculator helps you see exactly what is deducted and why, so you can plan your budget accurately and verify your employer's calculations.

What is this calculator?

The Salary Deduction Calculator Pakistan computes all major deductions from monthly salary — income tax, EOBI, and optional provident fund. It shows the total deductions and the net monthly take-home.

Formula

Net Salary = Gross Salary − Income Tax − EOBI − Provident Fund − Other Deductions

How to use the calculator

  1. Enter your monthly gross salary.
  2. Select whether to include EOBI deduction.
  3. Enter provident fund deduction amount (if applicable).
  4. Click Calculate Net Salary.

Practical Pakistan-specific example

Example: Monthly salary Rs. 100,000, EOBI included, no PF

  • Income tax: Rs. 2,500/month
  • EOBI: Rs. 370/month
  • Net take-home: Rs. 97,130

Disclaimer

This calculator provides an estimate. Actual deductions depend on your employer's policies and current FBR rules. Verify with your HR department.

Frequently Asked Questions

It calculates all major deductions from monthly salary (income tax, EOBI, provident fund) to show net take-home pay.
Common deductions include income tax (FBR), EOBI contribution, provident fund, and sometimes group insurance.
EOBI employee contribution is 1% of minimum wage, typically Rs. 370 per month.
Provident fund is mandatory for companies with 20 or more employees, though many smaller companies also offer it voluntarily.
Employers deduct tax under Section 149 based on annual income tax slabs. The deduction is spread evenly over 12 months.
Yes, the Salary Deduction Calculator Pakistan is completely free to use.